Choosing the correct JAMB subject combination is an important step for students who want to study Insurance in Nigerian universities. Insurance is a business-related course that focuses on risk management, underwriting, actuarial principles, and financial protection for individuals and organizations.

This guide explains the approved JAMB subject combination for Insurance, O’Level requirements, Direct Entry options, and important admission tips.

What Is Insurance as a Course?

Insurance is a discipline that deals with identifying, evaluating, and managing risks. Students learn about insurance policies, risk assessment, claims management, actuarial concepts, and financial planning. The course prepares graduates for careers in the insurance and financial services sectors.

Graduates of Insurance can work in:

• Insurance companies

• Banks and financial institutions

• Risk management and consulting firms

• Actuarial and underwriting departments

• Corporate organizations

• Government and regulatory agencies

JAMB Subject Combination for Insurance

To study Insurance, candidates must register and sit for the following UTME subjects:

1. English Language (Compulsory)

2. Mathematics (Compulsory)

3. Economics

4. One other Social Science or Commercial subject

The fourth subject can be:

• Accounting

• Commerce

• Government

• Geography

Note: Mathematics and Economics are essential due to the quantitative and financial nature of Insurance.

O’Level Requirements for Insurance

Candidates must have at least five (5) O’Level credit passes in not more than two sittings, usually including:

• English Language

• Mathematics

• Economics

• One other Social Science or Commercial subject

• Any other relevant subject

Direct Entry Requirements

Candidates applying through Direct Entry (DE) may be considered with:

• A-Level passes in Economics, Mathematics, or Business-related subjects

• ND or Diploma in Insurance, Business Administration, Accounting, or related courses

• NCE in Business Studies or related disciplines

Direct Entry requirements may vary by institution, so candidates should confirm with their chosen university.

Common Mistakes to Avoid

• Omitting Mathematics in UTME or O’Level

• Choosing unrelated Science or Arts subjects

• Ignoring university-specific subject requirements

• Assuming all universities have the same admission criteria

Selecting the wrong subject combination can affect your chances of admission, even with a high UTME score.

Career Opportunities for Insurance Graduates

With a degree in Insurance, graduates can work in:

• Insurance and reinsurance companies

• Banking and financial services

• Risk management and consulting

• Actuarial services

• Corporate organizations

• Regulatory and supervisory agencies

Frequently Asked Questions About Studying Insurance

1. What is the JAMB subject combination for Insurance?

The approved JAMB subjects are:

• English Language (Compulsory)

• Mathematics (Compulsory)

• Economics

• One other Social Science or Commercial subject such as Accounting, Commerce, Government, or Geography

2. Is Mathematics compulsory for Insurance?

Yes. Mathematics is compulsory because Insurance involves calculations, statistics, risk assessment, and financial analysis.

3. Can I study Insurance without Economics?

Most universities require Economics. However, a few institutions may accept Commerce or Business Studies instead. Always check the specific requirements of your chosen university.

4. What are the O’Level requirements for Insurance?

Candidates must have at least five (5) credit passes in not more than two sittings, including:

• English Language

• Mathematics

• Economics

• One other Social Science or Commercial subject

5. What are the Direct Entry requirements for Insurance?

Direct Entry candidates may be admitted with:

• A-Level passes in Economics, Mathematics, or Business-related subjects

• ND or Diploma in Insurance, Business Administration, Accounting, or related courses

• NCE in Business Studies or related disciplines

Final Thoughts

The correct JAMB subject combination for Insurance includes English Language, Mathematics, Economics, and one other relevant Social Science or Commercial subject. Meeting these requirements, along with the appropriate O’Level and Direct Entry qualifications, increases your chances of gaining admission into Nigerian universities.